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When Should You Apply for a Mortgage? Bankruptcy/Foreclosure If you’ve recently filed for bankruptcy or foreclosure, wait until after the bankruptcy/foreclosure period is over to apply for a loan. That’s typically two years from the date the bankruptcy has been discharged. You can borrow to buy a home before the discharge, but expect higher interest rates […]

In every area of the country, homes that are priced at the top 25% of the price range for that area are considered to be Premium Homes. In today’s real estate market there are deals to be had at the higher end! This is great news for homeowners who want to upgrade from their current house […]

Adult children are moving in with their parents, and affecting their home-buying preferences—but baby boomers, who have conventionally driven the trend, are not the only generation to be impacted by it, according to new research. In fact, to accommodate boomerang kids, one in six Generation X homebuyers (born between 1961-1981) went the multigenerational route, and […]

Longer days and blossoming flowers of spring mean that it is time to prepare your lawn to spend more time outdoors. These lawn care tips can ensure that your lawn is lush and ready to go for the season and into the heat of summer. 1. Dethatch Dethatch to rid your lawn of dying or […]

There are many misconceptions about the credit score needed to buy a house. Recently, it was reported that 24% of renters believe they need a 780-800 credit score to be considered for a mortgage. The reality is they are misinformed! Only 25% of the Americans have a FICO® Score between 740 and 800. Here is the breakdown […]

Many homeowners believe that rising interest rates and home prices have scared away buyers and therefore have not listed their houses for sale. However, the truth is that buyers who were unable to find a home last year are out in force, and there are even more coming! NerdWallet’s 2018 Home Buyer Report revealed that: “Approximately one-third (32%) of Americans plan […]

When buying a home, many of us will require financing to make the purchase. There are several types of loans available to you. An ARM – or Adjustable-Rate Mortgage – is popular for its low-interest rate, but be careful. There is a catch. Understand what you are getting into when obtaining an ARM. What is […]

Finding the soulmate or house of your dreams might seem pretty easy. You know what you want and like. You feel like you will know the perfect house when you see it. The minute you find “the one”, it will be love at first sight. It will just feel right, like it was meant to […]

Few people are predicting that 2019 will be a record-breaking year for home prices. But relatively speaking, 2019 might be the best time for you to put your house on the market. Especially if you’re on the fence about selling this year or next, Kirk Waechter, CEO of Prosperity Real Estate & Investment Services, recommends going with the […]